Moya Wealth

Find your path to financial security.

We work together to find personalized solutions that make your money work for you.


​MEET OUR CERTIFIED FINANCIAL PLANNER

Moya is proud to offer the services of certified financial planner Taras Komarnytski, who brings more than 10 years of experience to our team. With a background in investing, tax planning, business planning, credit, and cash flow, Taras is able to provide a broad range of valuable insight and advice. His knowledge is further supported and enhanced by an extensive professional network. Financial planning is an ongoing, dynamic process. Taras will be there with you every step of the journey, utilizing a plan tailored to your specific needs, and helping you meet your unique goals and objectives.


GO BEYOND BANKING

At Moya Financial, we can do so much more than just handle your everyday banking. We’ve also got the expertise, experience, and tools to help you achieve your financial goals, whatever they may be. We understand the value and importance of feeling confident about your financial future. It’s a good feeling, and one we want all our members to experience. That’s why we're excited to introduce customized financial planning services.


​WHAT IS FINANCIAL PLANNING?

Financial planning is often thought to be all about trading and investing, but that’s not entirely true – they’re just one part of the puzzle. Financial planning is really about taking a big-picture view of your finances, one that integrates savings, investments, taxes, and insurance, then creating a plan that sets you on a strategic path to realize your goals. With a solid financial plan in place, you’ll be ready for anything, whether it’s saving for education and retirement, buying a home, dealing with debt, running a small business, handling taxes, evaluating and reducing exposure to risk, wealth building, estate planning, and more.


​WHY CHOOSE MOYA?

Finance is all about numbers, but financial planning is all about people. At Moya, you’re not just a number, and we don’t offer the one-size-fits-all solutions of a big bank. Our client-focused approach works to meet the unique needs of families and individuals, offering sophisticated and proactive advice you can trust. We always go the extra mile for our members, and make sure they’re totally satisfied with our services. Plus, we’re not pushy – you’ll never be sold anything so we can earn a commission. Protecting and growing your financial health is our top priority. 


​​FIND YOUR PATH TO FINANCIAL SECURITY

The journey to a better financial future begins with a conversation about you, your needs, and your dreams. Call or email Moya to schedule a teleconference and tell us how we can help. We’ll take some time to work out all the details, then contact you to schedule a presentation of your customized plan, designed to successfully guide you to your financial goals. Your unique roadmap may include Moya Financial products, or something else that could be a better fit. You’ll be armed with sophisticated and proactive financial advice designed to grow your wealth. 

What’s your financial focus?

Successful financial planning starts with a series of questions about you, your needs, and your dreams. By finding out what’s important to you and where you and your family are headed, we can tailor an approach to best help you get there.

Select a card to read the kind of questions associated with each subject area, and add it to your financial planning priorities list.

Live life the way you want

  • What kind of life do you dream about living, up to retirement and beyond? 
  • What are you looking forward to in the years ahead?
  • How do you imagine your lifestyle changing after you stop working?
  • How can you afford to spend more time doing the things you love, both now and in the future? 

If you’re asking yourself these kinds of questions, you should prioritize lifestyle as part of your financial planning roadmap. Select this area of focus to add it to your vision for the future.

Education is the passport to the future, for tomorrow belongs to those who prepare for it today.

  • What kind of program or field of study are you in?
  • Where will you be studying, and for how long?  
  • Is post-secondary education a big part of your life and career plan? 
  • Do you have everything you need to successfully pursue and complete your chosen academic journey?
  • How will you support yourself while you’re studying? 

If you’re asking yourself these kinds of questions, you should prioritize education as part of your financial planning roadmap. Select this area of focus to add it to your vision for the future.

Getting ready for the end of work 

  • How confident are you about your retirement plan? Is everything on track financially? 
  • What kind of life do you hope to live in retirement? Will it be quite different from your current situation? How do you expect to make the transition? 
  • Do you hope or need to keep working part-time in retirement? Would you like to be able to take on volunteer opportunities? 

If you’re asking yourself these kinds of questions, you should prioritize retirement as part of your financial planning roadmap. Select this area of focus to add it to your vision for the future.

Give them a better future

  • What causes or charities are important to you? Do you want to be able to help family, friends, and loved ones, or give to other communities?
  • Are you planning to help younger members of your family with the cost of education, a home purchase, or other financial obligations? 
  • How can you use your knowledge, experience, energy, and assets to make a meaningful difference for future generations? 

If you’re asking yourself these kinds of questions, you should prioritize legacy as part of your financial planning roadmap. Select this area of focus to add it to your vision for the future.

Plotting your path to life’s milestones 

  • What do you hope to achieve within the next three years? How about the next decade?
  • How could major life events and other changes for you or loved ones affect your plan?
  • How do you feel about your finances right now? Are you ready and prepared to handle what’s ahead in life? 

If you’re asking yourself these kinds of questions, you should prioritize milestones as part of your financial planning roadmap. Select this area of focus to add it to your vision for the future.

Getting down to business 

  • How might career choices and changes impact your goals and aspirations, as well as your financial future?  
  • Do you hope to become your own boss one day? Are you already a business owner? If so, do you need formulating a successful exit strategy and ownership transition? 
  • Do you plan on putting your knowledge and experience to work in retirement, either in a part-time or volunteer role?

If you’re asking yourself these kinds of questions, you should prioritize work as part of your financial planning roadmap. Select this area of focus to add it to your vision for the future.

Your most important investment 

  • How might changes to your health affect your future, or your retirement? What impact will there be on your standard of living and enjoyment of life? 
  • Are you prepared for unforeseen changes to your health, or the health of your loved ones? 
  • What’s the best way to make healthy living part of your process when planning for the future?

If you’re asking yourself these kinds of questions, you should prioritize health as part of your financial planning roadmap. Select this area of focus to add it to your vision for the future.

Your shelter, your sanctuary 

  • Do you think real estate is a good investment? 
  • Are you happy in your current home? How does the place you live affect your enjoyment of life? 
  • Do you expect to continue to live in the same home? Would you like to renovate? Might you move to a new location, or acquire a second property for vacation or retirement? 
  • How might unforeseen changes in your life, or unexpected events, impact where you choose to live? 

If you’re asking yourself these kinds of questions, you should prioritize housing as part of your financial planning roadmap. Select this area of focus to add it to your vision for the future.

Contact us to book an appointment today.

Let our team of experts help build your financial plan for the future.