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​MemberCard Debit Card

​Gain access to your account at over 4,500 ATM locations with a Moya MemberCard® debit card.

A Moya MemberCard® debit card is linked directly to your chequing or savings account, so you can access your funds anytime. Your MemberCard® allows you surcharge-free withdrawals and deposits at over 4,500 locations coast to coast – that’s a network bigger than most banks.

​Members have access to THE EXCHANGE® and ACCULINK® Networks, a network of “ding-free”, full-service ATMs across the country. Members are able to make surcharge-free withdrawals and deposits! Some major banks, as well as several credit unions, participate in the same network, meaning you can use their ATMs at no additional cost. 

How can I locate surcharge-free ATMs?

Travelling outside of Canada?

You are still able to access your funds by looking for the ACCEL POS Network, THE EXCHANGE® in the US, or the Cirrus US and International Network logos. While these ATMs provide you convenient access to your funds, please note that additional fees will apply.

ATM Network Comparison

ATM Network:








Balance Inquiry✓*
Change PIN

Fast Cash

Network CoverageCanadaCanadaCanadaUSAInternational 
*Some transaction receipts may have account balances.

Lost or stolen MemberCard®?

You have two methods to cancel your MemberCard if you suspect it has been compromised, lost, or stolen:

  1. During business hours, contact Moya Financial.
  2. Contact the hotline to cancel a MemberCard 24/7, 365 days a year by calling:
    Local Toronto: 905-461-2116
    Toll-Free: 1-866-758-5678

We recommend writing your MemberCard number down and keeping it in a safe place as you must provide it to disable your card.

If you would like more information or want to receive your own Moya MemberCard® debit card,please call or visit us and speak with one of our Member Service Representatives.

​We believe members shouldn’t have to pay to access their money.

That’s why our debit cards are part of a network that gives you access to 4,500+ ATMs nationwide.