​MemberCard Debit Card

Moya MemberCard® debit card now offers Interac Flash® technology.

Contactless cards are the fast, safe and hassle-free way to pay. Now you can make purchases for under $100 with a simple tap.

Interac Flash® is a contactless solution that allows members to pay for everyday purchases quickly, securely and conveniently by tapping their card on any compatible payment terminal.

MemberCard® debit card is a great alternative to carrying cash and allows you to access your accounts 24/7 and across a worldwide network. Pay for your purchases at point-of-sale terminals, and withdraw funds from ATMs in Canada, the United States and around the world.


How does it work?

Look for the Interac Flash® symbol wherever you pay.

Hold your card in front of the terminal.

Wait for the beep and/or approved message and go.

When will I receive my new card?

We will be replacing all our active MemberCard® debit card by end of 2020. If you have not yet received your card, please reach out to us at main@moyafinancial.ca.

Unfortunately, any previous Moya MemberCard® debit card issued to you will no longer work after December 31, 2020, so it’s important that you activate your new card immediately and destroy your old card.

What do I do when I receive my new card?

  1. Sign the back of your new card.
  2. Activate your new card by making a transaction at any ATM or an in-store purchase by inserting your card into the terminal and using your current PIN. After this first transaction, your card's tap function will be activated.
  3. Destroy your old card.


​Security Features

One Time Spending Limit

A single transaction cannot exceed $100. If your purchase is above this limit, you will be prompted to insert your card and enter your PIN. There is a cumulative spending limit of $200, and when the limit is reached, you will also be asked to insert your card and enter their PIN. This limit is reset every time you enter your PIN.

Zero Liability

You are not liable for losses from circumstances beyond your control using Interac Flash. Click here to view more information.

Configurable by Your Branch Team

Interac Flash is a safe and convenient optional feature that can be enabled or disabled any time. You can choose to use this feature, or you can insert/swipe your card and enter your PIN as you did before. If you would like, this function can be turned off on your card. Please call 416-255-1742 and speak with one of our Member Service Representatives.

Moya MemberCard® debit card and the Exchange Network® ATM

Members have access to THE EXCHANGE® and ACCULINK® Networks, a network of “ding-free”, full-service ATMs across the country. Some major banks, as well as several credit unions, participate in the same network, meaning you can use their ATMs at no additional cost.

You can:

  • Withdraw cash (maximum of $500 per day)
  • Deposit cash and cheques to your accounts at an Exchange Network® ATM
  • Check your account balances
  • Transfer cash between your accounts
  • Balance inquiries
  • PIN changes

Interac Flash® FAQs

Lost or stolen MemberCard®?

You have two methods to cancel your MemberCard if you suspect it has been compromised, lost, or stolen:

  1. During business hours, contact Moya Financial.
  2. After hours, contact Everlink support at 1-888-277-1043.

We recommend writing your MemberCard number down and keeping it in a safe place as you must provide it to disable your card.

Interac Flash® is a registered trademark of Interac Inc. used under license. To learn more, visit interac.ca.

Want to receive your own Moya MemberCard® debit card?

Give us a call during our hours of operation. One of our Member Service Representatives would be happy to get you set up.