Rates

All rates are provided for information purposes only and are subject to change without notice. Terms and conditions may apply.

Term Deposits (Non-redeemable)
1 year 2.20%
2 years 2.35%
3 years 2.50%
4 years 2.75%
5 years 3.00%
Promotional Deposit Rates (Non-redeemable)
5-year Term Deposit (New Deposits Only) 3.25%
1-year Term Deposit (New Deposits Only) 2.25%
Term Deposits (Redeemable)
1 year 1.75%
Saving Accounts Rates
Savings Account 0.75%
Daily Interests Savings 0.25%
Personal Chequing Account 0.00%
Commercial Account 0.00%
US Dollar Account 0.01%
RRSP/RRIF (Variable) 0.75%
TFSA (Variable) 0.75%
Growing Rate Term Deposit
1 year 2.50%
2 years 2.75%
3 years 3.00%
4 years 3.50%
5 years 4.50%
Effective Yield 3.25%
Residential Mortgage Rates
1 year (Open, starting at) 3.50%
5 years (Open, starting at) 3.95%
1 year (Closed, starting at) 3.30%
2 years (Closed, starting at) 3.40%
3 years (Closed, starting at) 3.50%
4 years (Closed, starting at) 3.60%
5 years (Closed, starting at) 3.70%
Moya Prime Rate                                                     3.95%
Variable Mortgage Products
Variable Rate (Open, starting at) Prime + 0.20%
Variable Rate (Closed, starting at) Prime + 0.00%
Construction Mortgage (starting at) 6.00%
Commercial Loans
Commercial Loans (starting at) 4.75%
Borrowing
Student Financing (starting at) Prime + 1.00%
Overdraft Protection  19.50%
Unauthorized Overdrafts  24.50%
Line of Credit (Secured, starting at) Prime + 1.00%
Line of Credit (Unsecured, starting at) Prime + 3.25%
Personal Loans (starting at) Prime + 3.25%
Vehicle Financing (Variable, starting at) Prime + 1.00%
Bridge Loan (starting at) Prime + 2.30%
MeritLine (HELOC) (starting at) Prime + 1.00%