Index-Linked Term Deposit

Index-Linked Term Deposits are a great way to grow your money and meet your savings goals. Your investment will be locked in for a predetermined period and linked to stock market performance. You’ll have the peace of mind knowing that your principal investment is protected up to $250,000 through the Deposit Insurance Corporation of Ontario (DICO).

Features of Index-Linked Term Deposits: 

  • Opportunity to participate in the growth potential of equity markets
  • No risk to the investment principal
  • Minimum investment of $5,000
  • No commissions or management fees
  • Unlimited potential
  • 3 and 5-year terms
  • Not redeemable prior to maturity
  • RRSP/TFSA eligible
  • Depositors are 100% protected by the Deposit Insurance Corporation of Ontario (DICO)


How the rate of return is determined:

The Index-Linked Term Deposit’s return is based wholly on the performance of the S&P/TSX 60 index, which tracks sixty foremost companies in leading industries in Canada.

The rate of return is determined by the average of the stock market indexes (based on a specific day of the month). Interest earned is paid at maturity.


Participation rates:

3 Year

5 Year



Click here for the Index-Linked Term Deposit Info Sheet.


If you would like more information or are ready to invest in an Index-Linked Term Deposit, please contact us today!


Call or visit our Main Branch and speak with one of our Wealth Advisors. 
Tel: 416 255 1742  |  E-mail: