​Residential Mortgage

​New, renew, refinance or transfer? Moya Financial has you covered.

​Home ownership will be the single largest purchase that anyone will make and most people will need to get a mortgage. So, it’s wise to shop carefully. When it comes to arranging the best possible mortgage package, you can count on Moya Financial. Each mortgage is custom-tailored to meet your specific situation and needs and offers flexible terms, rates, and repayment schedules. We also support the purchase of second homes and vacation homes.


  • Financing is available for up to 95% of a primary residence’s purchase price/appraised value at competitive interest rates.
  • Flexible (weekly, bi-weekly or monthly) payment schedules offered on terms of six months up to five years.
  • Open or closed, fixed or variable rate mortgages available.
  • Interest statements delivered annually.**

Pre-Approved Mortgages

Take the worry out of your home shopping experience by getting a mortgage pre-approval from Moya Financial. During this process, we calculate how much you can afford to borrow based on the information that you provide, lock in your interest rate for 30 days, and estimate your mortgage payments for you. The pre-approval amount will be the maximum amount of mortgage financing that you may get. The amount you can actually receive will depend on the amount of your down payment and the home’s appraised value. Once you’re pre-approved and know your home shopping price range, it should be simple to find and secure the right home. Following an accepted offer, a satisfactory property appraisal is all that is needed to complete the transaction.

*May be subject to additional terms and conditions. We reserve the right to amend our product offerings at any time.
**Moya in a effort to be environmentally friendly is offering its Annual Mortgage Interest Statements on request via email or regular mail. Please contact our offices to make your request or for further information.

Please call our Lending Services and speak to a Credit Specialist if you’d like more information.

​Finding the right home takes time and effort.​​

Finding the right mortgage doesn’t.