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​Experience our community approach to home ownership.

​We began 60 years ago helping our community start their new life.

​Important traditions carry on. Moya Financial puts your first home within reach again. Home ownership will be the single largest purchase that most people will make. So, it’s wise to think carefully and consider all your options. When it comes to arranging the best possible mortgage package, you can count on Moya Financial. Each mortgage is custom-tailored to meet your specific situation and needs and offers flexible terms, rates, and repayment schedules.

Features

  • Financing is available for up to 95% of a primary residence’s purchase price/appraised value at competitive interest rates.
  • Flexible (weekly, bi-weekly or monthly) payment schedules offered on terms of six months up to five years.
  • Interest statements delivered annually.¹

​FIRST TIME HOME BUYER?


​Let us help you find a customized solution to best serve your needs. We make all decisions in-house, which means a personalized process for every member.

For a limited time get special rate on a 5-year closed mortgage + we’ll cover your first mortgage payment² and home appraisal.

​ALREADY HAVE A MORTGAGE?


​Bring your mortgage to Moya Financial and get up to $1,500 towards the cost of transferring your mortgage.³ When you switch your mortgage to Moya, we take care of the details for you.

For a limited time get special rate on a 5-year closed mortgage + we’ll cover the payment of legal costs and appraisal OR breaking penalty to a maximum of $1,500.

​TERMS & CONDITIONS

¹Moya in an effort to be environmentally friendly is offering its Annual Mortgage Interest Statements on request via email or regular mail. Please contact our offices to make your request or for further information.

²Subject to approval. Moya Financial standard credit criteria apply. First mortgage payment up to $1,500.

³Minimum mortgage balance of $100,000. First transferred mortgage only.

First Time Home Buyers

  • This offer only applies to first time home buyers.
  • Mortgage loans must have a principal amount of $100,000 or more.
  • Must be a Moya Fixed-Rate Closed Mortgage loan and must have a term of 5 years with an amortization of 25 years or less.
  • Offer applies to consumer owner-occupied residential mortgage loans only.
  • Applicants must establish membership with Moya Financial and open a Moya Account. Preauthorized mortgage payments must come from a Moya Account.
  • Moya Financial will pay any appraisal costs and the first monthly mortgage payment up to $1,500.

Transfer Mortgages

  • This offer applies to anyone who transfers their first mortgage loan to Moya Financial from another financial institution.
  • Mortgage loans must have a principal amount of $100,000 or more.
  • Must be a Moya Fixed-Rate Closed Mortgage loan and must have a term of 5 years with an amortization of 25 years or less.
  • Offer applies to consumer owner-occupied residential mortgage loans only.
  • Applicants must establish membership with Moya Financial and open a Moya Account. Preauthorized mortgage payments must come from a Moya Account.
  • Moya Financial will reimburse qualifying applicants for the fees incurred to transfer their mortgage including First Canadian Title (FCT) fees, appraisal costs, and discharge fees up to a maximum of $1,500.

Offer does not apply to business lending. All rates are provided for information purposes only and are subject to change without notice. This offer can be changed, extended or withdrawn at any time and cannot be used in conjunction with any other offer.

Finding the right home takes time and effort.​  ​Finding the right mortgage doesn't.

Call: 416-252-6527

Email: loans@moyafinancial.ca