​No-fee Chequing Account

​No-fee chequing? With Moya, you can bank on it.

​Whether you’re writing cheques or sending Interac™ e-Transfers, a Moya No-fee Chequing Account has you covered. It gives you the freedom to manage your day-to-day transactions, pay bills, and handle your money as you see fit – fee-free. 


  • No monthly maintenance fees
  • No minimum balance required
  • FREE Interac e-Transfers® within Canada
  • FREE unlimited deposits, withdrawals, and transfers
  • FREE online bill payments
  • FREE unlimited cheque clearing
  • FREE unlimited 24/7 access to online banking and mobile banking with the Moya Mobile App
  • FREE unlimited MemberCard® debit card transactions
  • FREE access to over 4,500 “Ding-free”® ATMs across Canada
  • FREE monthly e-statements
  • Insurable deposits covered by the Financial Services Regulatory Authority of Ontario (FSRA)

Getting started is easy

Stop by a branch and introduce yourself! Or better still, book an appointment in advance so we’re ready to set up your account when you get to the branch.

We want to get to know you. Bring your Social Insurance Number, plus one piece of federal or provincial government-issued photo identification: Ontario photo identification card (such as a driver’s licence), passport, Nexus card, certificate of Canadian citizenship, or Permanent Resident card.*

*Originals only – no copies/images.

​Service Support Rates

​Sometimes your needs don’t match our standard product and service offerings. If that’s the case, you’re sure to find the right fit when you check out additional options and rates for special requests in our Service Support Rates.

Let's Chat

Please call our Main Branch if you’d like more information or visit us when you’re ready to open an account.