A Message from Your Board Chair
On behalf of the Board of Directors at Moya Financial Credit Union, I would like to wish you a Merry Christmas and send our very best wishes for a prosperous and happy New Year.
Because Moya Financial is a financial cooperative, members decide who is elected to its Board of Directors and are encouraged to voice their opinions to credit union representatives, who will treat you with the respect that an owner deserves because that is what you are. This is what sets us apart from other financial institutions.
The past year was one in which the Board and the senior leadership team each took time to reflect, assess the current situation, and ask, “Where to from here?” While Board and management have distinct roles, they work in close harmony to ensure the well-being of your credit union. We appreciate the opportunity to serve during a year in which continued growth and expansion in services provided solid earnings and a healthy capital position.
You may have seen Moya at work in the community this year. As promised, we have increased our sponsorships and donations to our community for many notable events and causes.
The Board looks forward to the new year and for Moya to continue to improve with new products and services and the technology to deliver them to you, our members and owners.
Once again, Merry Christmas and a Happy New Year!
Val Končan, Chair
A Message from Your CEO
I am happy to report that our financial results to date this year have been excellent: many aspects of Moya’s operations experienced growth. In particular, many of you have “brought your money home” to Moya. As a result, our deposits are up appreciably.
I thank you for your trust and confidence.
Our healthy financial position provides us the necessary resources to look at ways to further improve what we do. We pride ourselves on our achievements in 2019 and have ambitious plans for 2020 and beyond – to continue to grow and maintain our position in the marketplace while delivering the best service possible for our members. Please have a look at our upcoming RRSP promotion – we offer a great rate, and please remember that your registered deposits are fully insured.
As promised, we have increased our financial support in our community and have participated in many events this past summer. Our beehives were a huge success and we were able to share with you some of the “sweet” results. Food is an important part of our heritage, as also demonstrated by our fourth annual recipe calendar, Moya-sponsored cooking classes, and cookware promotional gifts.
I want to thank each and every member for your business. Please spread the word of our success among your family and friends. Thanks as well to our dedicated and passionate staff – I am grateful for your hard work.
On behalf of the staff at Moya Financial, I would like to extend our best wishes to you and your families for the holiday season.
Merry Christmas and Happy New Year!
Tony Krošel, CEO