​Non-redeemable Term Deposit

Non-redeemable Term Deposit


Looking for smart, sustainable long-term growth? Moya has you covered.

Safe, secure, and with a long-term outlook on your finances, a Non-redeemable Term Deposit prioritizes dependable and predictable return on your money.

*Our Growing Rate Term Deposit is non-redeemable, so you may not withdraw funds until the end of the full 5-year term. If needed, you may withdraw partial funds or the full amount on the 3-year anniversary.

Key Features
  • Guaranteed investment principal and interest rate
  • Minimum investment of $500
  • 5-year term
  • Interest grows each year
  • Not redeemable before maturity, but with an option to redeem on 3-year anniversary*
  • Automatically renews, with interest, at maturity unless you choose to redeem it
  • Available as non-registered, RRSP, and TFSA
  • Insurable deposits covered by the Financial Services Regulatory Authority of Ontario (FSRA)

Did you know?

Credit union members have better deposit protection than depositors with most other financial institutions.