Skip to main content

​Growing your money, safely and guaranteed

​Be certain about your return in uncertain times.

​Take advantage of our best-in-class, guaranteed rates and a safe harbor for your hard earned money with a Growing Rate Term Deposit.

Features

  • Minimum investment of $5,000
  • 5-year term
  • Option to redeem every year on the deposit anniversary
  • Interest grows each year
  • Available as non-registered and TFSA
  • Eligible deposits in registered accounts have unlimited coverage through FSRA. Eligible deposits (not in registered accounts) are insured up to $250,000 through FSRA

​WHAT IS A GROWING RATE TERM DEPOSIT?


Our Growing Rate Term Deposit lets you earn competitive, guaranteed interest on your deposit and build your investment with an interest rate that increases every single year of the term.

​BEST-IN-CLASS RATES²

1 YEAR

1.65%

2 YEARS

1.80%

3 YEARS

1.90%

4 YEARS

2.00%

5 YEARS

3.65%

EFFECTIVE YIELD

2.20%

​HOW CAN I INVEST AT THIS TIME?


With super easy transfers-in, it’s just one phone call away. Give us a call at 416-255-1742 and let us know you’d like to take advantage of our current promotion. We take care of the rest for you.

​TERMS & CONDITIONS

¹For further information on deposit insurance, visit FSRA's website.

²All rates are provided for information purposes only and are subject to change without notice.

  • Members are solely responsible for determining whether any contribution to their registered plan account is within their contribution limits as imposed by applicable law.
  • This offer is available on new funds transferred from another financial institution.
  • Investment principal and interest rate are guaranteed.
  • Funds cannot be redeemed prior to maturity.
  • Deposit automatically renews, with interest, at maturity.
  • A minimum $5,000 deposit is required to take advantage of the promotion.
  • This special offer may not be combined with any other offers.
  • We may change, withdraw, or extend this offer at any time without notice.

The following qualify for the promotion:

  • Money transferred from another financial institution.

The following are NOT considered new deposits:

  • Money transferred from a Moya Financial savings account, daily interest savings account, chequing account, trust account, savings TFSA, RRSP, or RIFF or US funds account.
  • Money transferred from an existing Moya Financial term deposit or line of credit.

Get growing. Let's talk.

Call: 416-255-1742

Email: invest@moyafinancial.ca