Growing Rate Term Deposit

We’ve got your long-term financial goals in mind at Moya.

Our Growing Rate Term Deposit lets you earn competitive, guaranteed interest on your deposit and build your investment with an interest rate that increases every single year of the term.


  • Guaranteed investment principal and interest rate
  • Minimum investment of $500
  • 5-year term
  • Interest grows each year
  • Not redeemable before maturity, but with an option to redeem on 3-year anniversary*
  • Automatically renews, with interest, at maturity unless you choose to redeem it
  • Available as non-registered, RRSP, and TFSA
  • Eligible deposits are insured through the Financial Services Regulatory Authority (FSRA)
*Our Growing Rate Term Deposit is non-redeemable, so you may not withdraw funds until the end of the full 5-year term. If needed, you may withdraw partial funds or the full amount on the 3-year anniversary.

Ready to start investing? Call or visit our Main Branch and ask to speak with one of our Financial Services Representatives.