Registered Retirement Savings Plan (RRSP)

Registered Retirement Savings Plan (RRSP)


Tomorrow's dreams start today.

Grow your retirement assets while lowering your taxable income today. Your RRSP investments can grow tax-free for as long as they remain in the plan. You can transfer a lump sum from your savings, make a pre-authorized monthly contribution, or borrow to take full advantage of this tax deferral option. What's more, you get to carry forward unused contribution room.

Key Features
  • Minimum deposit of $500
  • 1- to 5-year terms available
  • Variable or fixed-rate interest with unlimited diversification options
  • Interest rates regularly reviewed and adjusted to deliver the most competitive rates and to keep pace with current interest trends
  • Secure rate of return guaranteed for a fixed period
  • Interest added to contract annually
  • No fees for deposits or administration
  • Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA)

​Need help contributing?

We also offer RRSP Loans.