​Registered Retirement Income Fund (RRIF)

Registered Retirement Income Fund (RRIF)


Make your retirement dreams a reality.

Looking for a great way to turn your retirement dream into reality? You can do so with a Moya Financial RRIF. Your principal is protected, and your investment remains tax-sheltered. A minimum annual taxable withdrawal is required after age 71 (a percentage of the value of your RRIF on December 31 of the previous year). Withdrawal amounts and frequency can be changed as your needs evolve..

Key Features
  • Fixed and variable rate plans available
  • Your savings grow tax-deferred (minimum yearly withdrawals required)
  • Pay tax only on withdrawals
  • Withdrawals can be deposited to any account
  • No fees for deposits, withdrawals, or administration
  • Income provided monthly, quarterly, semi-annually, or annually
  • Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA)

​Did you know?

Registered products have unlimited protection with the Financial Services Regulatory Authority of Ontario.