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​Registered Products

​You’ve worked hard for your money, now let your money work for you.

We offer a variety of smart investment options that can help you achieve your goals, whether you’re saving for your child’s education, planning your retirement, or simply saving. Not only can we help you grow your investment – you get unlimited protection on your insurable deposit in registered accounts through FSRA!

Do you have registered investments at another financial institution? Talk to us about investment options at our credit union. If you like what you hear, we’ll cover any transfer fees for investments over $10,000. It’s just another small way that we help you grow your investments.

TFSA


The Tax-Free Savings Account (TFSA) offers members flexible savings growth tax-free! Interest, dividends, and capital gains grow tax-free for life and savings withdrawn from a TFSA aren’t taxed at withdrawal.

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RESP


A Registered Education Savings Plan (RESP) is a practical way to contribute to a child’s education. While it’s not tax-deductible, all RESP earnings accumulate tax-free until withdrawal.

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RRSP


A Registered Retirement Savings Plan (RRSP) is an investment in your future with the benefit of tax savings today! Enjoy watching the fully tax sheltered principal and interest continue to grow for as long as your investments are held in the fund.


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RRIF


A Registered Retirement Income Fund (RRIF) is a flexible and tax-effective way to generate retirement income by the end of your 71st. Your money remains tax sheltered, except for the minimum amount that must be withdrawn annually. Beyond that, it can be completely customized to meet your personal and financial requirements.

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If you would like more information or are ready to invest, please call or visit our Main Branch and speak with one of our Financial Services Representatives.

Did you know registered products have unlimited protection with the Financial Services Regulatory Authority of Ontario?