​The time is right to plant something new in your garden of investments.

​Moya’s Class A Investment Shares are an exciting investment opportunity
​available exclusively to Moya Financial members for a limited time.

Discover the Benefits of Investing in Moya’s Class A Investment Shares, Series 1


Investment shares are designed to give conservative investors a great return. The rate for this investment is higher than comparable term deposits,* making it ideal for diversifying your portfolio and helping grow your credit union.


Investment shares are sold for a limited time on a first-come, first-served basis. Don’t delay, invest today!


Join an exclusive club by owning investments that only members can benefit from. Investment shares help grow your credit union too, so we can continue to serve you and our community.

Why purchase Moya’s Class A Investment Shares, Series 1?

  • Earn more with a high 4% dividend.*
  • Benefit from their eligibility for registered products (RRSP & TFSA) – they make a great addition to your portfolio and your tax planning strategy.
  • Easily transfer current term deposits/GICs into investment shares with no added costs or fees, even before term deposit maturity dates. 

Investment shares are an investment in the capital of Moya Financial. These shares offer members the potential to realize an excellent rate of return while helping build the credit union’s capital base for future growth, development, stability, and investment in the community. 

Members can feel good about investing in a financial institution 100% owned by its members. All of Moya’s profits are reinvested in delivering exceptional products and services for our members and investing in the growth and development of our communities. 

Good to Know

Investment shares are a moderate-risk investment. Each share is worth one Canadian dollar and the value will stay constant over time. These shares are securities that are non-cumulative, non-voting, and non-participating. It is important to note that investment shares, and returns on them, are not insured or guaranteed by the Financial Services Regulatory Authority of Ontario  (FSRA).

View the Offering Statement for full details.​

Frequently Asked Questions

What are credit union investment shares?

Every so often, credit unions give their adult members the opportunity to invest in the success and financial well-being of their chosen financial institution. This is done by allowing members to purchase investment shares in the credit union itself.

Investment shares aren’t the same as the membership shares that credit unions require new members to purchase when joining. They’re an investment opportunity exclusively for members aged 18 or above.


Investment Shares explained with CEO Tony Krosel and guest Penny-Lynn Rintoul

We sat down with Moya Financial CEO Tony Krosel and Penny-Lynn Rintoul – a lawyer with the RZCD law firm in Mississauga that specializes in helping credit unions – to talk about Moya’s newest financial product, investment shares.

There is lots to know about them as you consider this for your portfolio, and so Tony and Penny join us to talk about what you need to know to start your journey of discovery.


Purchase Information

*The Board has established 4% as an appropriate dividend rate annually from 2022 to 2026. Please note that dividends are non-cumulative and are not guaranteed – dividends are in the sole discretion of the Board. Members must review the Offering Statement for full details before purchasing investment shares. Only members may purchase Class A Investment Shares, Series 1.

All the tools you need to create a diversified portfolio.