Access your money easily with a Moya MemberCard® debit card

A Moya MemberCard® debit card is linked directly to your chequing and/or savings account so you can access your funds anytime. Your MemberCard® allows you surcharge-free withdrawals and deposits at thousands of ATMs around the world and convenient and safe purchases using the Interac® Direct Payment system at participating merchants.

Members have access to THE EXCHANGE® Network, a shared network of full-service ATMs all across the country. Members can make surcharge-free withdrawals and deposits! Some major banks, as well as several area credit unions, participate in THE EXCHANGE® Network, meaning you can use their ATMs at no additional cost. 

Where can you use your Moya MemberCard®?

Below is a partial list of financial institutions in Canada and the US that provide surcharge-free withdrawals and deposits to Moya Financial MemberCard® holders.

Banks Credit Unions US Merchants
Canadian Tire Bank
Manulife Bank
HSBC Bank Canada
Citibank Canada
Canadian Western Bank
National Bank
Alterna Savings
PACE Savings

For a complete list of locations go to!

Look for these logos to know you can use your MemberCard® surcharge-free:


Lost or Stolen MemberCard®

You have 2 methods to cancel your MemberCard if you suspect it has been compromised, lost or stolen:

  1. During business hours, contact Moya Financial at (416) 255-1742
  2. Contact the hotline to cancel a MemberCard 24/7, 365 days a year by calling: 

Local Toronto: 905-461-2116
Toll-Free: 1-866-758-5678

(We recommend writing your MemberCard number down and keeping it in a safe place as you must provide your MemberCard number to disable)


MEMBERCARD® is a registered certification mark owned by Credit Union Central of Canada, used under license.
THE EXCHANGE® is a registered Trademark licensed for use in Canada by FICANEX Services Limited Partnership.
CIRRUS® is a registered trademark of MasterCard International used under license.
ACCEL® is a registered trademark owned by Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.