Who We Are
Moya Financial Credit Union
Moya Financial is a new credit union that’s been over 60 years in the making. Formed in 2016 through the merger of two credit unions, each with a rich history of serving the Slovenian community in Ontario, Moya is a financial institution with a difference. Like all credit unions, we are member owned and member focused. Like other financial institutions, we offer a complete and competitive range of banking and account solutions, plus borrowing and investing options.
Unlike the big banks, our clientele are member shareholders and our Board consists of locally elected members from our community. You help to shape our decisions and participate directly in the success of Moya Financial, which in turn means you participate in our mutual financial success.
Another key credit union differentiator is the absence of fees for many of our banking services. While some bigger financial institutions and their start-up online banking brands may claim to do so, it is never duplicated. Your credit union is committed to driving customer service and product innovation that is tailored to members’ needs.
Moya Financial is the business name used by Moya Financial Credit Union Limited. Moya Financial was established in January 2016 through the merger of Krek Slovenian and Slovenia Parishes Credit Unions. Our strong and loyal membership base is a result of over six decades of service to the Southern Ontario Slovenian community. We still offer sound financial management principles, products and advice in a personalized, relationship-driven environment; the basis of our success for so many years. We are small enough to know each member by name, yet big enough to provide financial products and services on par with larger financial institutions.
We’re a growing, full-service financial institution with locations across Ontario. Even the choice of our brand new name reinforces the credit union difference. In Slovenian, ‘moja’ means ‘my’ as a credit union is truly about individual member service and support. Using the English phonetic spelling for ‘moja’ is symbolic of our evolution and our founding principles, as we continue our commitment to support our Slovenian membership, while we welcome members into our fold.
ABOUT SLOVENIA & THE SLOVENIAN COMMUNITY IN CANADA
This central European country with a population of just over 2 million is bounded to the north by Austria, with Hungary to the east, Croatia to the south, and Italy to the west. Slovenia was part of Yugoslavia for most of the 20th century. In June 1991 Slovenia became an independent nation. Slovenia integrated economically and politically with Western Europe. It was the first former Yugoslavian country to join the European Union in 2004.
There are tens of thousands of Canadians of Slovenian heritage in Canada. Many live in Ontario, where they have formed a rich community with a proud heritage of hard work, family values, financial acumen, and a welcoming spirit.
MISSION, VISION & VALUES
To deliver innovative and competitive financial services to help our membersachieve their financial goals.
We will be the financial institution of choice for our members.
We put our members’ interests at the forefront of all of our decision-making.
Trust and Integrity
We conduct all of our business on the foundation of trust and integrity.
We actively support and help strengthen the fabric of our community.
We explore creative solutions to challenges and evolve for the benefit of ourmembership.
Employer of Choice
We strive to create a work environment that allows our employees tomaximize their potential.
CREDIT UNION DIFFERENCE
A credit union is a type of financial co-operative, operating as a not-for-profit organization. Although many of the products and services we offer are similar, credit unions are quite different from other financial institutions. At Moya Financial, your initial membership deposit qualifies you as a part owner of the credit union. As owners, members have a voice and can vote on issues that have meaning in their financial lives and their community. When members participate in electing the Board of Directors, they influence the direction and operation of the credit union.
At Moya, we put members’ financial success ahead of corporate profits. We can offer higher interest on savings accounts and lower interest rates on loan products and credit cards because our mandate is to benefit the members that we serve – our shareholders. Members’ deposits – in any combination of accounts – are insured up to $250,000 per member; while all registered products (RRSPs, RRIFs, TFSAs) are 100% insured, regardless of the limit. For further information on deposit insurance, visit fsrao.ca.
We promote a sense of community via a variety of programs and initiatives. We value connecting with each member personally, in whatever way works best for the individual – whether in person at our branches, on our website or through social media.
Learn more about the credit union difference here.
Who profits with a credit union? You do.
As a credit union account holder, you're a member and an owner, so our profits go back to you. Helping you hold onto more of your money.